Free UK Finance Calculators for 2026/27
Take-home pay, VAT, stamp duty, mortgages, dividends and more — all updated for the 2026/27 tax year. No sign-up, no ads in the way, just the answer.
Tax-year figures were last verified on 27 August 2026.
Nothing you type is sent anywhere. No accounts, no tracking, no cookies.
Every figure is traceable to GOV.UK, HMRC or another official publisher.
Results are estimates to help you plan, not regulated financial advice.
All calculators
Twelve calculators covering the numbers most UK households and small businesses need to check.
Pay and employment
Work out salary, statutory pay and payroll deductions.
- Take-Home Pay CalculatorSalary after tax, NI, pension and student loan.Open calculator →
- Pro Rata Salary CalculatorPart-time pay from a full-time salary.Open calculator →
- Salary Sacrifice CalculatorPension sacrifice against take-home pay.Open calculator →
- Redundancy Pay CalculatorStatutory redundancy entitlement.Open calculator →
- Maternity Pay CalculatorStatutory Maternity Pay over 39 weeks.Open calculator →
- Student Loan Repayment CalculatorPlans 1, 2, 4, 5 and Postgrad compared.Open calculator →
Tax and business
VAT, dividends and property tax for individuals and small companies.
Mortgage and savings
Borrowing costs, overpayments and long-term savings growth.
Guides that explain the numbers
Plain-English explanations of the rules behind each calculator.
- How UK take-home pay is calculated in 2026/27
- Student loan plans 1, 2, 4, 5 and Postgraduate explained
- Stamp duty rates and first-time buyer relief, with examples
- Salary versus dividends for limited company directors
- How statutory redundancy pay is worked out
Read how we maintain the figures in our calculation methodology and data sources.